{"id":151,"date":"2011-05-26T16:53:23","date_gmt":"2011-05-26T22:53:23","guid":{"rendered":"https:\/\/www.byrneagency.com\/natchez-ms\/?page_id=151"},"modified":"2014-04-14T11:04:04","modified_gmt":"2014-04-14T17:04:04","slug":"personal-liability-insurance","status":"publish","type":"page","link":"https:\/\/www.byrneagency.com\/natchez-ms\/insurance\/personal-insurance\/personal-liability-insurance\/","title":{"rendered":"Personal Liability Insurance"},"content":{"rendered":"<link rel=\"stylesheet\" href=\"https:\/\/www.agencyinfo.net\/__ivai\/__ivai_page_styles.css\">\n<div class=\"ivai2\">\n<p>  <!-- \u2500\u2500 Header \u2500\u2500 --><\/p>\n<div data-a=\"1\">\n<div class=\"ivai2-eyebrow\">\n      <span class=\"ivai2-eyebrow-rule\"><\/span>Byrne Insurance Agency\n    <\/div>\n<h2 class=\"ivai2-headline\">Personal Umbrella Policy Throughout Mississippi<\/h2>\n<div class=\"ivai2-headline-rule\"><\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 Intro: text full width (no image) \u2500\u2500 --><\/p>\n<div data-a=\"2\">\n<p class=\"ivai2-p\">Personal umbrella liability insurance is designed to protect you against a catastrophic lawsuit or judgment. It expands your coverage and increases liability protection beyond the basic limits provided under your homeowners\/renters and auto policies. In today&rsquo;s litigation environment, $1-million, $2-million, and even $10-million judgments against individuals are not uncommon &mdash; a personal umbrella policy ensures those costs don&rsquo;t come out of your pocket.<\/p>\n<p class=\"ivai2-p\">Liability insurance protects your assets when you or a member of your household accidentally injures another person or damages someone&rsquo;s property. Known as &ldquo;third-party insurance,&rdquo; it covers legal defense in the event of a lawsuit and pays medical and\/or property claims for which you are found legally liable. An umbrella policy kicks in once your underlying homeowners or auto liability limits are exhausted.<\/p>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 Metrics strip \u2500\u2500 --><\/p>\n<div class=\"ivai2-metrics\" data-a=\"3\">\n<div class=\"ivai2-metric\">\n<div class=\"ivai2-metric-bar\"><\/div>\n<div class=\"ivai2-metric-lbl\">Policy Type<\/div>\n<div class=\"ivai2-metric-val\">Umbrella<\/div>\n<\/p><\/div>\n<div class=\"ivai2-metric\">\n<div class=\"ivai2-metric-bar\"><\/div>\n<div class=\"ivai2-metric-lbl\">Coverage<\/div>\n<div class=\"ivai2-metric-val\">Excess Liability<\/div>\n<\/p><\/div>\n<div class=\"ivai2-metric\">\n<div class=\"ivai2-metric-bar\"><\/div>\n<div class=\"ivai2-metric-lbl\">Typical Limits<\/div>\n<div class=\"ivai2-metric-val\">$1M+<\/div>\n<\/p><\/div>\n<div class=\"ivai2-metric\">\n<div class=\"ivai2-metric-bar\"><\/div>\n<div class=\"ivai2-metric-lbl\">Agency<\/div>\n<div class=\"ivai2-metric-val\">Independent<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 CTA band \u2500\u2500 --><\/p>\n<div class=\"ivai2-cta\" data-a=\"4\">\n<div class=\"ivai2-cta-content\">\n<div class=\"ivai2-cta-heading\">Don&rsquo;t wait until after an accident to find out you&rsquo;re underinsured.<\/div>\n<p class=\"ivai2-cta-sub\">Our licensed professionals review your current coverage and find umbrella protection that truly fits &mdash; competitively priced.<\/p>\n<\/p><\/div>\n<div class=\"ivai2-cta-action\">\n      <br style=\"height:1em\" \/>\r\n<p><a class=\"longquoteserviceformbuttons\" href=\"https:\/\/www.byrneagency.com\/natchez-ms\/online-quotes\/\"><i class=\"fa fa-shopping-cart fa-1x\" style=\"margin: 0 14px 0 0;\"><\/i>QUOTE ME NOW<\/a><\/p>\r\n<br style=\"height:1em\" \/>\n    <\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 Coverage section \u2500\u2500 --><\/p>\n<div class=\"ivai2-section-tag\" data-a=\"5\">Coverages Available<\/div>\n<div data-a=\"6\">\n<p class=\"ivai2-cov-heading\">Personal Umbrella &amp; Liability Insurance Throughout Mississippi &mdash; Coverages Can Include:<\/p>\n<div class=\"ivai2-coverage\">\n<div class=\"ivai2-cov-item\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Bodily injury &amp; property damage liability\n      <\/div>\n<div class=\"ivai2-cov-item\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Excess coverage above auto &amp; home limits\n      <\/div>\n<div class=\"ivai2-cov-item\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Legal defense costs &amp; attorney fees\n      <\/div>\n<div class=\"ivai2-cov-item\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Personal injury (slander, libel, false arrest)\n      <\/div>\n<div class=\"ivai2-cov-item\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Liability on or off your property\n      <\/div>\n<div class=\"ivai2-cov-item\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Auto-related excess liability\n      <\/div>\n<div class=\"ivai2-cov-item\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Protection for household members\n      <\/div>\n<div class=\"ivai2-cov-item\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Worldwide coverage\n      <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 Amber callout \u2500\u2500 --><\/p>\n<div class=\"ivai2-callout ivai2-callout-amber\" data-a=\"7\">\n<p>A good personal liability policy can definitely help protect both your family and your future. Accidents don&rsquo;t happen on a schedule &mdash; once you&rsquo;re the target of a liability suit, it&rsquo;s too late to increase your coverage. Byrne Insurance Agency in , Mississippi can review your situation and recommend the right umbrella limits. <strong>Contact us today.<\/strong><\/p>\n<\/p><\/div>\n<\/div>\n<p><script defer src=\"https:\/\/static.cloudflareinsights.com\/beacon.min.js\/v833ccba57c9e4d2798f2e76cebdd09a11778172276447\" integrity=\"sha512-57MDmcccJXYtNnH+ZiBwzC4jb2rvgVCEokYN+L\/nLlmO8rfYT\/gIpW2A569iJ\/3b+0UEasghjuZH\/ma3wIs\/EQ==\" data-cf-beacon='{\"version\":\"2024.11.0\",\"token\":\"fe4e3484786740c0821a1914343f2941\",\"r\":1,\"server_timing\":{\"name\":{\"cfCacheStatus\":true,\"cfEdge\":true,\"cfExtPri\":true,\"cfL4\":true,\"cfOrigin\":true,\"cfSpeedBrain\":true},\"location_startswith\":null}}' crossorigin=\"anonymous\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Byrne Insurance Agency Personal Umbrella Policy Throughout Mississippi Personal umbrella liability insurance is designed to protect you against a catastrophic lawsuit or judgment. It expands your coverage and increases liability protection beyond the basic limits provided under your homeowners\/renters and auto policies. In today&rsquo;s litigation environment, $1-million, $2-million, and even $10-million judgments against individuals are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":143,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"page-FullWidth.php","meta":{"_acf_changed":false,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","omw_enable_modal_window":"enable","footnotes":""},"class_list":["post-151","page","type-page","status-publish","hentry","entry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.byrneagency.com\/natchez-ms\/wp-json\/wp\/v2\/pages\/151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.byrneagency.com\/natchez-ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.byrneagency.com\/natchez-ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.byrneagency.com\/natchez-ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.byrneagency.com\/natchez-ms\/wp-json\/wp\/v2\/comments?post=151"}],"version-history":[{"count":0,"href":"https:\/\/www.byrneagency.com\/natchez-ms\/wp-json\/wp\/v2\/pages\/151\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.byrneagency.com\/natchez-ms\/wp-json\/wp\/v2\/pages\/143"}],"wp:attachment":[{"href":"https:\/\/www.byrneagency.com\/natchez-ms\/wp-json\/wp\/v2\/media?parent=151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}